function outputTableJumbo(fixedCols, fixedRows) {
 var tbl = [["LOAN TERM", "RATE", "APR", "POINTS", "DETAILS"], ["JUMBO from $729,750 to 2Million!!!", "5.500", "5.509", "0.750%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *"], ["JUMBO/CONF 30 to $729,750", "4.750", "4.759", "0.000%", "GOOD CREDIT- FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *"], ["FANNIE MAE DU REFINANCE", "4.875", "4.886", "0.000%", "***WILL GO OVER 80% LTV and UP TO 110% CLTV, NO PMI, NO CASH-OUT, MUST BE A FANNIE MAE LOAN."], ["JUMBO CONF 15 FIXED", "4.250", "4.256", "0.000%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["JUMBO CONF 15 FIXED", "4.000", "4.012", "1.000%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["JUMBO CONF 5/1 ARM", "3.500", "3.506", "1.000%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["JUMBO CONF 5/1 INTEREST ONLY", "4.500", "4.512", "0.750%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["JUMBO  5/1 ARM FROM TO 729,750", "4.750", "4.756", "1.000%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 75%  for Purchase- 70% for Refinance- 60% for Cash-out."], ["30  INTEREST ONLY", "4.750", "4.759", "0.000%", "GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["JUMBO 5/1 ARM", "4.750", "4.759", "0.000%", "TO $2 MILLION- GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80"], ["JUMBO 7/1 ARM", "5.000", "5.009", "0.000%", "TO $2 MILLION!! GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80"], ["JUMBO 5/1 ARM I/Only", "4.875", "4.879", "0.000%", "TO $2 MILLION!! GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["JUMBO 7/1 ARM I/Only", "5.000", "5.009", "0.000%", "TO $2 MILLION!! GOOD CREDIT - FULL DOCS - REFI or PURCHASE - MAX LTV 80% - **PHONE LOCK *AAA rating with the Better Business Bureau."], ["", "", "", "", ""]];
 var x = fixedCols || 1;
 var y = fixedRows || 1;

 for(var j = 0; j < tbl.length; j++) {
  document.write("<tr>\n");
  for(var i = 0; i < tbl[j].length; i++) {
   var cell_class = "class=default";

   if(i == 0)  {
    cell_class = "class=fixed_col";
   }

   if(j == 0) {
    cell_class = "class=fixed_row";
   }

   document.write(" <td " + cell_class + ">" + tbl[j][i] + "</td>\n");
  }
  document.write("</tr>\n");
 }
}