0.gif (16248 bytes) Whenever money and property are involved, you'll find many people are ready to participate. There are a few things to watch for as you purchase or refinance your home loan. Read about all of the latest scams in the market and most importantly learn how you can avoid them before it's too late.
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Do not Repair, Sell, or Renovate Your Home

If you own a home, are thinking about buying a home, or selling a home, or if you even rent a home, you need this information. The information covers tips and secrets on everything you can imagine related to home ownership: Home repairs, dealing with contractors, secrets and tips on buying and selling a home, creating and repairing credit, obtaining loans, money saving tips, and so much more.

You will be avoiding costly mistakes, and disastrous situations, and learning the type of information that other people only wish they had learned and knew about. Here are some things I discuss that will prevent you from getting ripped off, learn Real Estate techniques, and start putting cash back in your pocket where it belongs.

Secrets And Tips Of Buying A Home

Many people either pay too much for their homes, or get stuck with high repair costs among other nightmarish problems. Here is a sample of what you will learn about buying a home.

What you must do to assure you're not buying into costly repair expenses

Learn what every buyer needs to do especially in foreclosure purchases. Lenders are not required to disclose defects to buyers of foreclosures.

What are the best areas to purchase a home

You want to buy in an area that will help boost your selling price when it comes time to sell, or boost your equity for home equity loans.

Obtain Real Estate buying resources

Know the many resources available to home seekers and buyers.

Buying Foreclosures

What you will need to be aware of when offering to buy a property foreclosed by the bank or lender.

Buying a home with no money down

The facts and myths of no money down purchases. The truth behind the hype of all those get rich quick Real Estate courses.

Buying a home after bankruptcy or foreclosure

Yes, you can buy a home after bankruptcy or foreclosure. You only need to know the steps to take that will accomplish this.

Proper way to make an offer for purchase

What you must do to assure you wont lose the purchase of that home of your dreams.

Reduce Your Insurance Costs

Stop paying for coverage that is not needed

Learn about the new law passed by congress, and new policy changes from major lenders affecting private mortgage insurance (PMI). You could end up paying thousands of dollars needlessly just by not knowing this information. Also how to shed other costly homeowner coverage.

Insurance Discounts

Four types of discounts insurance companies give to homeowners. Each one of these discounts range between 5 to 20 percent off your premium cost.

Save money changing the deductible amount

You can save up to 24% just by raising your deductible amount.

Tax Tips

How To Avoid Capital Gains Tax

You need to know there is no more once in a lifetime tax exclusion. Learn how the latest tax laws have become better for the average person. You also must know how to avoid the"surviving spouse" home sale tax trap.

What Can And Can Not Be Deducted From Taxes

Certain costs paid by the "seller" of a home can be deducted by the "buyer" at tax time! This is not a misprint. You also need to know the many other tax allowed deductions and programs for qualified buyers.

Secrets And Tips Of Selling A Home

For Sale By Owner

Discover what to expect and how to accomplish selling your own home without a Real Estate agent or broker. Determine whether or not you're a candidate for this venture.

How To Choose A Real Estate Agent

Learn how to screen and evaluate for the best person to sell one of the single largest assets you own.

Tips And Secrets On How To Sell Fast

Discover the tricks and things to do that will make your home more desirable to potential buyers. These are proven techniques that make your home seem irresistible when prospects tour your home. Your best chance to sell is when your property first goes on the market. The longer it sits there unsold, the harder it becomes to make that sale. You need to do it properly at the very beginning.

Three Types Of Listing Agreements

Know the type of listing agreement to avoid, and why it is not in your best interest to choose it.

Home Repairs And Dealing With Contractors

Avoiding Contractor Rip Offs

Learn what you should never do when dealing with a contractor to repair or renovate your home.

Choosing The Best For The Job

Learn how to easily screen contractors in your area for proper credentials, and past history of complaints.

How To Obtain Competitive Bids

Know the secret of getting multiple contractors to give you the lowest possible price for the job.

Most Common Repair Scams

Know the 4 most common scams involved in home repair, and many other scams. Learn how you can avoid getting ripped off by these unscrupulous frauds.

Loans And Your Credit

Getting Approved For A Mortgage

Learn what you need to do before you try and purchase a home. Discover ways to assure you are approved for the maximum loan amount.

Choose The Right Type Of Loan

Discover the many different types of loans offered today, and decide which is best for you. Learn where to go and shop for these loans.

Secret Tip On How To Obtain A "AAA" Credit Rating

Use this proven technique to get an "A" credit rating from 3 separate banks, at a very low interest rate.

Refinancing Secrets

Discover the way to refinance your existing mortgage at a lower rate with no points or closing fees. Know when the time is right for you to refinance your mortgage, and when you should not.

Protect Yourself From Lenders Who Sell Your Personal Information

    Discover which lending institutions are known to sell or provide others with your most personal information such as credit card history, income disclosure, employment history, bank accounts, etc. They really do this! Learn how to protect yourself from this practice.

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