| Back to Mortgage Scams Main PageDOES HUD OWE YOU A REFUND?
Anyone who ever had a mortgage insured by HUD/FHA may be due a
refund on part of the mortgage's insurance premium or a share of the earnings.
You may be eligible for a refund of a portion of the insurance
premium from HUD/FHA if you:
- acquired your loan AFTER September 1, 1983
- paid an upfront mortgage insurance premium at closing AND
- did not default on your mortgage payments.
Review your settlement papers or check with your mortgage company
to determine if you paid an upfront premium. For more information about HUD/FHA mortgage
refunds, read this Fact Sheet.
If you are approached by a "HUD Tracer" offering to get
such a refund for you in return for a fee, you need to know that you can get the money
yourself, free of charge, directly from HUD/FHA.
If your name is on the list, call 1-800-697-6967 to make arrangements for getting your full refund, free of charge. If you name was not found on the list, but you think you
are due a refund, call the same toll-free number to inquire.
Report Tracer Abuse: If you have been misled
or in any way harmed by a tracer, or have been contacted or harmed by a firm offering to
help you make money by becoming a "HUD Tracer," HUD wants to know about it.
To contact HUD by phone, call toll-free
1-800-697-6967, from 8:30 a.m. to 8:30 p.m. (ET), Monday through Friday.
The mailing address for HUD is:
U.S. Dept. of Housing and Urban Development
P.O. Box 23699
Washington, DC 20026-3699
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